Hello BTS Members!! We just received notice today that Prudential is making changes!! They will not be taking any NEW applications as of March 30th for individual policies on Long Term Care.  NOW! If you have a policy with them already – NOTHING changes. Prudential will honor all existing policies; they just have to make changes moving forward. That means, if you have been considering getting coverage you need to take some action now The...

Hey BTS Members – Here’s the answer to a commonly asked question about LTC. Won’t my regular health insurance, or a government sponsored program like Medicare or Medi-Cal (Medicaid) pay for Long Term Care services? You may mistakenly believe that you are covered for Long Term Care services when you are not! The reality is that since Long Term Care is not considered medical care, most health plans do not pay for it. The BIGGEST...

How about my children? Can they take care of me? When you consider these questions, have you thought about the real consequences? Should your children suddenly have to direct their resources toward your care? Hmmm.  Once you think about it, you may realize your children should not be relied upon for your long term care needs. Call our toll free number and find out how a long term care plan can help prevent you from becoming a financial or...

Hi BTS Members!! As you know our strategic partner, the Leads Club,  offers a huge discount to BTS members who are looking to market their businesses through a referral-based organization. Read all about it and also check out the BTS Chapters mentioned for their Good Works contributions!! BTS national release-Leads August 2011

Is Long Term Care an issue exclusively for the elderly? You may feel that you are too young to think about Long Term Care. But Long Term Care problems can materialize at any age. No one can predict if he/she will need Long Term Care. It should not be thought of as a problem only for the older generation. Accidents requiring at home support can occur at any time. Don’t wait to look into the benefits of LTC and how it can help you. ...